Personal Loan Rates

Institution Rates*
Bank of Nova Scotia ScotiaLine Secured: 15.75% – 20.75%%
Bank of Nova Scotia ScotiaLine Unsecured: 15.75% – 20.75%
First Caribbean International Bank Secured (cash): 10.00%
First Caribbean International Bank Unsecured: 24.00%
First Global Bank Half Secured (savings): 15.00%
First Global Bank Unsecured: 18.75%
JN Bank Secured (cash): 4.50% above fixed deposit rate
JN Bank Unsecured: 19.50% – 23.50%
National Commercial Bank Secured (cash): 9.00%
National Commercial Bank Unsecured: 16.75% – 20.75%
Sagicor Bank Secured (cash): 10.90%**
Victoria Mutual Building Society Secured (savings): 5.00%***

Rates charged may vary by customer type, specific scenarios, and based on negotiation.

*Rates as at June 30, 2019
** Base rate (NB: The applicable rate varies depending on security used and other factors)
***Minimum rate (NB: The applicable rate varies – calculated as 4.00% above the rate on specific fixed deposit saving accounts)

This center is the philanthropic arm of Your Best By Faith Inc., whose services are also available to you. Browse our service offerings, and select what you need using the book appointment tab.

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